What is happening in the market?
The question isn't as much as to what is happening in the 'general sense'... but how it affects your buying power, specifically.  There are so many lender 'guidelines' that have to be ciphered through to determine if any of the current guidelines or market conditions affect you or not.  Does it matter if you are a first time home buyer?  What does first time home buyer mean? What if I already own property?  Does it matter if I do not have equity in the property I'm currently living in?  Will the loan program I'm hoping for apply to the property I most desire?  If I made more money last year than I made this year, what affect will that have? And believe it or not... vice versa.  How will my tax returns help me qualify for a home loan?  How might the un-reimbursed employee expenses I wrote off possibly hurt me...?  And here's the big one... "How much cash do I 'really' need to put down on a home?".  Many first time home buyers are surprised of the answer of that question.  But the questions go on-and on-and-on, and I take the time to ask them 'before' you spend the time looking for a home you may or may not qualify for.
 
 
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.